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Could I have an application form? http://adgokc.com/our-work purchase flagyl/metronidazole Other countries offer more structure. Britain used to require people to buy an annuity by age 75. But this proved unpopular, especially in the current low interest rate environment where annuities are very expensive. After 2011 the requirement became less demanding. Now Britons must receive a minimum amount of guaranteed income from some source: annuity, defined benefit or state plan. Chile requires retirees to choose between two spend-down options. They can either make regular withdrawals based on a government-provided formula and their account balance. Or they may buy an annuity, assuming the annuity value is larger than a defined amount. Most Chileans opt for the annuity. Chile has one of the world’s more competitive and well-functioning annuity markets.