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Do you know the address? tadacip 20 opinie The housing market has already seen substantial improvement in terms of the choice and rates available to buyers with a 10 per deposit to put down, however mortgage availability for those with only 5 per cent remains extremely limited. Rates are also higher as a consequence - for example, a borrower with 10 per cent could get a two-year fix from Skipton Building Society at 3.99 per cent with no fee, while at 95 per cent LTV Newcastle BS charges 5.95 per cent with a £195 fee for its two-year fix.