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finpecia 5mg The fund is subject to a number of variables, including your own contributions, those of your employer, the investment growth of the underlying pension fund, the charges involved and the time at which you decide to retire. Unlike final salary schemes, defined contribution schemes can fall in value if the underlying investments – usually a combination of shares and bonds – decrease. Some schemes, therefore, automatically switch your funds from predominantly equities to bonds and cash in later years.
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